New Membership
Not a Member Yet?
No worries! You can apply for a loan and become an Advantage Federal Credit Union member after you receive your loan decision.
Advantage FCU Membership
Community is at the root of Advantage FCU as well as the heart and soul of the credit union. We have been actively involved with the Rochester community and we support many foundations, charities and organizations.
Auto Loans
Advantage FCU offers you great low rates and flexible terms when you are looking to purchase your new car. You could also refinance and be eligible for the same low rate if your loan is with another financial institution.
Home Equity Loan or Home Equity Line of Credit
When you need extra cash, consider one of your lowest-cost resources – the equity in your home.
Personal Loans
A personal loan can be used for anything, whether it’s to pay, shop, play, or improve we can find the right loan for you with a great low rate!
Check Status
Now you can check your application status online. The process is quick and secure.
Non-US Citizen Accounts at Advantage FCU
Advantage FCU is excited to announce that we now offer savings and checking accounts to non-US citizens without an SSN/ITIN!!
To become a member of Advantage FCU, stop into one of our branch locations with the following mandatory documents and information:
1) Passport
2) US SSN/ITIN or Home Country National Identification Number (NIN)
3) Proof of Local Address
4) US Based Phone Number
5) Email Address
6) Foreign (Home Country) Address
7) Minimum $5.00 for Deposit
An absence of any of this documentation and information will result in the membership application being declined.
Discover a Better Way to Bank
with Advantage Federal Credit Union
Whether you're opening your first account or looking for a better way to manage your money, Advantage Federal Credit Union is here to help. Join today and experience the personalized service, community connection, and financial support you deserve.
Join Today
Today’s Rates
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Auto Loan
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Visa Classic
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Round-Up Savings
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Routing Transit Number/ABA Number:
222382292
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SWIFT Code:
AFCUUS33
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NMLS Number:
619501
Main Menu
Branch Locations
Advantage Federal Credit Union
225 W. Broad St.
Rochester, NY 14608-
Advantage Federal Credit Union
U of R Medical Center
Suite G-6010
260 Crittenden Blvd.
Rochester, NY 14642 -
Advantage Federal Credit Union
1625 Mt. Hope Ave.
Rochester, NY 14620 -
Advantage Federal Credit Union
Rochester General Hospital
Parnall Bldg., Suite G-08
1445 Portland Ave.
Rochester, NY 14621
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Advantage Federal Credit Union
1975 Buffalo Rd.
Rochester, NY 14624 -
Advantage Federal Credit Union
2515 Browncroft Blvd.
Rochester, NY 14625 -
Advantage Federal Credit Union
Global Village
6000 Reynolds Dr.
Rochester, NY 14623
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Advantage Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 585.454.5900 Ext. 5 . All products and services available on this website are available at all branches.
