Credit Life & Disability
Hear how some of our loyal members were grateful to have protection through Credit Life and Disability.
Protect your family against the unexpected.
Credit Protection may make your loan payments when you can’t.
Credit Life and Credit Disability Insurance, underwritten by CUNA Mutual Insurance Society can be purchased to cover your loan to help reduce or pay off your loan or loan payment in the event of death or total disability.
Plan offered by Advantage Federal Credit Union
| Plan Type | 14 Day/Ratio |
| Maximum Monthly Benefit | $600 |
| Total Benefit Maximum | $30,000 |
| Maximum Issue Age | 66 Years |
| Termination Age | 66 Years |
| Total Benefit Maximum | $55,000 |
| Maximum Issue Age | 70 Years |
| Termination Age | 70 Years |
Additional Information
30-Day Trial Period
A borrower has the right to cancel Credit Insurance. If insurance is cancelled within 30 days of enrollment, we will provide a full refund of premium paid.
Your purchase of MEMBER’s CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply.
CDCL-2039351.1-0218-0320
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Routing Transit Number/ABA Number:
222382292
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SWIFT Code:
AFCUUS33
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NMLS Number:
619501
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Branch Locations
Advantage Federal Credit Union
225 W. Broad St.
Rochester, NY 14608-
Advantage Federal Credit Union
U of R Medical Center
Suite G-6010
260 Crittenden Blvd.
Rochester, NY 14642 -
Advantage Federal Credit Union
1625 Mt. Hope Ave.
Rochester, NY 14620 -
Advantage Federal Credit Union
Rochester General Hospital
Parnall Bldg., Suite G-08
1445 Portland Ave.
Rochester, NY 14621
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Advantage Federal Credit Union
1975 Buffalo Rd.
Rochester, NY 14624 -
Advantage Federal Credit Union
2515 Browncroft Blvd.
Rochester, NY 14625 -
Advantage Federal Credit Union
Global Village
6000 Reynolds Dr.
Rochester, NY 14623
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