Locations & Hours

Find the Advantage FCU Branch, Shared Branch, or ATM location that’s closest to you.

Branch / ATM Locator Branch Hours Holiday Hours ATMs Shared Branching

Branch Hours

Broad Street, Gates, Mt. Hope, and Penfield branches:
Monday- Thursday 9 a.m. – 4:30 p.m.
Friday 9 a.m. – 5 p.m.
Saturday 9 a.m. – 1 p.m.

RIT – Global Village branch:
Monday- Friday 8:00 a.m. – 4:00 p.m.

University of Rochester Medical Center branch:
Monday- Friday 8:00 a.m. – 4:00 p.m.

Rochester Regional Health branch:
Monday- Friday 8:00 a.m. – 4:00 p.m.

Please note: Our RIT, URMC, and RRH branches
DO NOT offer Shared Branching services.

ATMs

Advantage offers our members access to Allpoint ATM Network, which is America’s largest ATM network. With over 53,000 ATMs, Allpoint is your single source for access coast to coast. Also, due to a continuing agreement with the following credit unions, you will NOT pay any fees to use an ATM owned by:

Advantage Federal Credit Union
Family First NY FCU
Pittsford FCU
Reliant Community FCU
St. Pius X FCU
The Summit FCU

There is NO LIMIT as to how many times you can use these ATMs completely Fee Free!

There is a charge after 5 ATM transactions each month for non-AFCU ATMs.

Advantage FCU Holiday Hours

All Advantage FCU branches, telephone banking and chat banking will be closed in observance of the following 2025 Federal Holidays:

Holiday	2024 Date	Hours of Operation
Independence Day	Friday, July 4, 2025	CLOSED
Labor Day	Monday, September 1, 2025	CLOSED
Columbus Day	Monday, October 13, 2025	CLOSED
Veteran’s Day	Tuesday, November 11, 2025	CLOSED
Thanksgiving Day	Thursday, November 27, 2025	CLOSED
Day After Thanksgiving	Friday, November 28, 2025	CLOSE AT 3PM
Christmas Eve	Wednesday, December 24, 2025	CLOSE AT 3PM
Christmas Day	Thursday, December 25, 2025	CLOSED
New Year’s Eve	Wednesday, December 31, 2025	CLOSE AT 3PM
New Year’s Day	Thursday, January 1, 2026	CLOSED

Can’t get to an Advantage branch?

We have you covered with 27 branches locally and over 5,600 shared branches nationwide!

Visiting a shared branch is easy!

What you can do:

Make deposits / withdrawals
Transfer funds between accounts
Make loan payments

What you will need:

Our name: Advantage Federal Credit Union
Your account number
A valid government-issued photo I.D., such as a U.S. Passport or State Driver’s License

Participating Local Credit Unions include:

Advantage FCU*
Family First FCU
Reliant Community FCU
St Pius FCU
The Summit FCU
Visions FCU
Kinecta

*Please note: Our RIT, URMC, and RRH branches DO NOT offer Shared Branching services.

To find a shared branch near you, please use the map tool at the top of this page or look for the CO-OP Shared Branching sign in the window of participating credit unions.

Click here for more information.

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with Advantage Federal Credit Union

Whether you're opening your first account or looking for a better way to manage your money, Advantage Federal Credit Union is here to help. Join today and experience the personalized service, community connection, and financial support you deserve.

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Phone: 585-454-5900

Today’s Rates

Auto Loan

AS LOW AS 4.99%
Visa Classic

13.95%
Round-Up Savings

3.00%

All Rates

Routing Transit Number/ABA Number:

222382292
SWIFT Code:

AFCUUS33
NMLS Number:

619501

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Federally Insured by the NCUA.

Advantage Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 585.454.5900 Ext. 5 . All products and services available on this website are available at all branches.